Wedding Cover Option

What is covered

• Wedding Attire
• Wedding Rings
• Wedding Gifts
• Wedding Photography/Video Recordings

SECTION 15 – WEDDING COVER

Section 15 only applies if You have opted to purchase the Wedding cover extension and it is shown in Your Schedule of Insurance.

Your Policy is extended to include the following extra cover, as an extension to Section 4 – Baggage and Personal Effects, in respect of Your wedding.

Definitions applicable to this section

Wedding attire
Clothing and shoes bought specifically for the occasion and the cost of make-up, hair styling and flowers paid for or bought for the occasion.

What is covered

SECTION 15.1 – Wedding Attire

We will pay up to the amount shown in Your Schedule of Insurance following the loss or theft of, or damage to Your Wedding Attire in respect of the repair or replacement of the lost or damaged items.

SECTION 15.2 – Wedding Rings

We will pay up to the amount shown in Your Schedule of Insurance loss or theft of, or damage to one or both of Your wedding rings taken on, sent in advance or bought during the wedding Trip.

SECTION 15.3 – Wedding Gifts

We will pay up to the amount shown in Your Schedule of Insurance for the loss or theft of, or damage to Your wedding gifts taken on, sent up to 14 days in advance or bought during the Trip.

SECTION 15.4 – Wedding Photographs or Video Recordings

We will pay up to the amount shown in Your Schedule of Insurance for the necessary additional costs You incur to reproduce the photographs or retake the video recordings if:

a) the professional photographer who was pre-booked to take the photographs or video recording on Your wedding day is unable to fulfil such obligations due to Illness, injury or unavoidable and unforeseen transport problems; or

b) the photographs or video recordings of the wedding day taken by a professional photographer are lost, damaged or destroyed within 14 days after the wedding day and whilst You are still at the wedding/honeymoon location.

What is not covered under section 15

In addition to the General Conditions and Exclusions on pages on pages 14 to 19:

1. claims under Section 15.4 unless a local wedding planning service was used at the wedding venue;

2. the amount of the Excess shown in Your Schedule of Insurance in respect of each claim;

3. claims excluded under the standard terms of section 4 – Baggage and Personal Effects.