Terrorism Disruption Cover option

What is covered

• Cancellation cover if You are prohibited from travelling to Your destination
• Curtailment cover if You are forced to Evacuate from Your destination
• Curtailment cover if You wish to curtail Your Trip

SECTION 12 – TERRORISM DISRUPTION COVER

Note:Section 12 only applies if You have opted to purchase the Terrorism Disruption Cover and this is shown in Your Schedule of Insurance. We will pay You up to the sum insured shown in Your Schedule of Insurance.

What is covered

Sections 1.1.1 to 1.4 – Cancellation or Curtailment is extended to include the following cover.

We will pay up to the amount shown in Your Schedule of Insurance for Your part of the unused travel and accommodation costs (including unused pre-booked excursions) that have been paid or where there is a contract to pay that cannot be recovered from anywhere else if it is necessary to cancel or curtail the planned Trip because of any of the following events involving You or a travelling companion that first occur during the Period of Insurance:

a) You were not able to travel and use Your pre-booked accommodation; or

b) the Trip was cancelled or curtailed before completion as a result of the travel advice unit of the Foreign and Commonwealth Office (FCO), the World Health Organisation (WHO) or any other regulatory authority in a country to/from which You are travelling issuing a directive prohibiting all travel or all but essential travel to, or recommending evacuation from, the country or specific area or event to which You are travelling due to Terrorist Activity, providing the directive came into force after You purchased this insurance or booked the Trip (whichever is the latter), or in the case of curtailment, after You had left Your Country of Residence to commence the Trip.

What is not covered

In addition to the General Conditions and Exclusions shown in Your Policy Wording:

1. Package holidays are not covered by this section of cover.